Why and how buy cryptos in 2025?
The market for cryptocurrencies continues to attract the attention of investors, curious people and even businesses in 2025. With a total capitalization exceeding trillions of dollars, this sector offers unique opportunities for financial diversification, speculation and innovation. But buy cryptocurrencies is not without risks. From the price volatility With the threat of scams, it is essential to know the key steps to investing safely.
Furthermore, the choice of a reliable platform and management of your digital assets play a central role in the success of your investment. This article will guide you through each step of the process to buy cryptos, while answering the question: “Which platform should I invest in in 2025?”. Whether you’re just starting out or looking to deepen your knowledge, this comprehensive guide will help you invest intelligently and secure your assets.
1. The basics for understanding the purchase of cryptocurrencies
1.1 What is a cryptocurrency?
THE cryptocurrencies are digital assets running on a technology called blockchain. A blockchain is a decentralized, transparent and immutable digital ledger that records all transactions securely. Unlike traditional currencies (euros, dollars), cryptos are not issued by a central bank, but created through processes such as mining or the proof-of-stake.
Each unit of cryptocurrency, such as Bitcoin or theEthereum, is unique and can be used for payments, smart contracts or as a store of value.
1.2 Why buy cryptocurrencies?
Buy cryptos can meet several objectives:
- Portfolio diversification : Cryptos allow you to add an asset that is uncorrelated to traditional markets.
- Long term investment : Some investors are betting on the continued rise of popular cryptocurrencies like Bitcoin.
- Speculation : The high volatility of cryptocurrencies attracts traders looking to profit from rapid price fluctuations.
- Payment method : Cryptocurrencies like USDT or Bitcoin can be used for fast and international transactions.
In 2025, interest in cryptocurrencies continues to be fueled by innovations such as decentralized finance (DeFi) and NFTs (Non-Fungible Tokens).
1.3 Understanding the risks associated with buying cryptocurrencies
Before buying your first cryptocurrencies, it is crucial to know the main associated risks:
- Price volatility : Cryptocurrencies can lose or gain tens of percent in value in a matter of hours.
- Security : Digital wallets and exchange platforms can be the target of cyberattacks.
- Regulation : Governments, such as France, impose strict rules on capital gains and the holding of cryptocurrencies.
- Scams : Fake projects or fraudulent platforms remain a major threat.
It is imperative to take these aspects into account to buy cryptocurrencies safely.
2. Steps to buy crypto safely
Now let’s move on to the practical part: how to buy cryptocurrencies in 2025 by following a step-by-step process.
2.1 Choosing a reliable platform
To buy crypto safely, the first step is to select a reliable exchange platform. With the growth of the crypto industry, the number of platforms available has exploded. Here are the key criteria to make an informed choice:
- Regulation and compliance : Opt for a platform regulated in your country (like Coinbase or Binance for Europe). Regulation guarantees the security of your funds and the transparency of operations.
- Transaction fees : Compare fees applied during deposits, withdrawals and transactions. For example, Binance offers low fees, while Coinbase is known for higher fees but great ease of use.
- Variety of cryptos available : Make sure the platform offers the cryptos you are interested in (Bitcoin, Ethereum, Altcoins, etc.).
- Security : Check that the platform uses high standards of protection (two-factor authentication, cold storage, security audits).
- User interface : Beginners will favor intuitive platforms like eToro or Coinbase.
2.2 Creating an account on a platform
Once the platform has been chosen, the next step is to create your account. Here is a general tutorial to guide you:
- Registration : Go to the website or application of the chosen platform and click on “Create an account”. Enter your email address and choose a secure password.
- KYC (Know Your Customer) verification : Most platforms require you to validate your identity to comply with regulations. Prepare a copy of your ID or passport, as well as recent proof of address.
- Enabling security : Enable two-factor authentication (2FA) to protect your account against possible intrusions.
- Linking a bank account or bank card : Add a payment method to buy your first cryptocurrencies. Some platforms also accept PayPal or Apple Pay.
2.3 Make your first purchase
Once your account is activated and secure, you are ready to buy cryptos. Follow these simple steps:
- Choose cryptocurrency : Browse the list of available cryptos and select the one that interests you (e.g. Bitcoin, Ethereum or another Altcoin).
- Enter the amount : Indicate the amount you wish to invest in euros, dollars or other fiat currency. Most platforms allow you to buy a fraction of a cryptocurrency (for example 0.001 BTC).
- Choose payment method : Select the payment method that you have linked to your account (bank card, transfer, etc.).
- Confirm transaction : Check the details and confirm. The funds will then be credited to your platform wallet.
2.4 Securing your assets after purchase
Once your cryptocurrencies are purchased, the security of your assets becomes a priority. Platforms are not immune to cyberattacks. To protect your funds:
- Transfer your cryptos to a personal wallet :
- Hot wallet : Digital wallet connected to the Internet, practical for regular transactions. Example: MetaMask.
- Cold wallet : Physical device (like Ledger or Trezor) offering maximum security through offline storage.
- Back up your private key : The private key is essential to access your cryptos. Write it down on a secure physical medium (avoid screenshots).
- Update your software : Keep your wallet and devices up to date to avoid security breaches.
3. Comparison of the best platforms for buying cryptos in 2025
The choice of a reliable platform to buy cryptos is crucial to guarantee the security and efficiency of your investments. In 2025, several platforms stand out for their unique features, competitive fees and user-friendly interface. Among the market leaders, we find: Binance, Coinbase, Kraken, eToro, Crypto.com, and now Revolut, an increasingly popular solution for beginners.
Here is a comparison table of the best platforms, based on criteria like fees, available cryptos, user interface and security:
3.1 Comparative table of crypto platforms 2025
| Platform | Transaction fees | Number of cryptos | User interface | Security | Specific advantages |
|---|---|---|---|---|---|
| Binance | Low (0.1% per trade) | 350+ | Moderately intuitive | Very high | Competitive fees, wide variety of assets |
| Coinbase | High (1.49% per purchase) | 100+ | Very intuitive | Very high | Ideal for beginners, simple interface |
| Kraken | Medium (0.26% max) | 200+ | Intuitive | Very high | Advanced tools for experienced traders |
| eToro | Medium (0.75% on crypto) | 70+ | Very intuitive | High | Social trading, possibility of investing in stocks/crypto |
| Crypto.com | Low to medium | 250+ | Moderately intuitive | Very high | Cashback on payment card, crypto staking |
| Revolut | Medium (1.49% to 2.5%) | 90+ | Very intuitive | High | Multifunctional application (crypto, banking, trading) |
Platform analysis
- Binance : The most complete platform for intermediate and advanced users. It offers very low fees and a wide choice of cryptocurrencies. However, its interface can be confusing for beginners.
- Coinbase : Known for its simplicity and security, Coinbase is ideal for beginners. However, transaction fees are higher than on other platforms.
- Kraken : A balanced option that suits traders of all levels, with advanced tools for those who want to deepen their skills.
- eToro : Known for its simple interface and social trading system, it allows you to copy the strategies of other investors.
- Crypto.com : Ideal for those who wish to benefit from rewards on their purchases thanks to its payment card and its staking programs.
- Revolut : Initially a banking application, Revolut has added cryptos to its portfolio. It is ideal for beginners who want to buy and manage crypto easily, directly from an application they already use for other services.
3.2 Platforms suitable for beginners
For those new to purchasing crypto, some platforms stand out for their simplicity and accessibility. Coinbase, eToro, And Revolut are the best choices thanks to their intuitive interfaces and simplified account creation process. Here’s a quick overview:
- Coinbase : Allows you to buy cryptos in just a few clicks, with a clear interface and educational support.
- eToro : Interesting for beginners wishing to learn by observing the strategies of more experienced investors thanks to its social trading.
- Revolut : Simplifies buying crypto by integrating it into a complete banking app, making it ideal for those looking for a hassle-free experience.
3.3 Decentralized platforms (DEX)
In 2025, decentralized exchanges (DEXs) continue to grow in popularity, especially among advanced users. Unlike centralized platforms, DEXs allow you to trade directly between users, without going through an intermediary.
Examples of popular DEXs:
- Uniswap : Based on Ethereum, it is known for its ease of use and its wide choice of ERC-20 tokens.
- PancakeSwap : Running on the Binance Smart Chain, it offers lower fees and fast transaction times.
- dYdX : A decentralized platform also offering advanced options such as margin trading.
Benefits of DEXs:
- No KYC : No identity verification is necessary.
- Full control : Users retain full possession of their assets.
- Access to rare cryptos : Some cryptos are only available on DEXs.
Disadvantages of DEXs:
- Complexity : Not suitable for beginners.
- Risks linked to smart contracts : Flaws in smart contracts can lead to losses.
3.4 Decentralized platforms (DEX) and their regulation in different countries
With the rise in power of decentralized exchanges (DEX), it is essential to understand not only how they work, but also the tax implications depending on the jurisdiction. DEXs (such as Uniswap, PancakeSwap or Sushiswap) are distinguished by their intermediary-free approach, allowing direct exchanges between users. However, their regulation and tax treatment vary by country.
The specifics of DEXs in 2025
A DEX (Decentralized Exchange) is a cryptocurrency exchange platform that runs on the blockchain, without a centralized intermediary. This means that users can directly exchange assets via smart contracts.
Advantages of DEXs:
- Anonymity : Unlike centralized platforms, DEXs do not require identity verification (no KYC procedure).
- Wide choice of cryptocurrencies : DEXs often offer rare or recently created cryptocurrencies.
- Non-custodial : Users retain control of their assets at all times.
Cons:
- Complexity for beginners : Using a DEX requires a basic understanding of wallets and smart contracts.
- Risk of losses : Human errors (wrong wallet addresses, high gas fees) or flaws in smart contracts can lead to significant losses.
- Variable fees : Transaction fees (gas fees) can be high, especially on blockchains like Ethereum.
Taxes and regulations on DEXs in France, the EU and the US
While DEXs offer more freedom, this does not exempt users from their tax obligations. Governments are starting to tighten their surveillance of transactions made on these platforms.France
In France, cryptocurrencies, including those traded on a DEX, are considered
digital assets and are subject to specific taxation. Capital gains taxation
- : Capital gains made
- when selling cryptocurrencies are subject to the Single Flat-rate Direct Debit (PFU) of 30% (including 12.8% income tax and 17.2% social security contributions). Exemption : Transactions where the total amount of transfers (sale or exchange of cryptos) in the year is less than €305 are not taxed.
- Using DEXs :
- Exchanges carried out on a DEX, even without conversion into fiat currency (euros, dollars), may be subject to tax declaration if a capital gain is noted. Mandatory declaration
- : Any transaction must be mentioned in the annual income tax return, even if it is carried out via a decentralized platform.
- Fines for non-declaration :
- Omission or evasion of taxes relating to cryptos may result in significant financial penalties
- . European UnionThe European Union is gradually harmonizing the rules concerning cryptocurrencies. In 2025, the
MiCA regulation (Markets in Crypto-Assets)
has come into effect, which has significant implications for DEX users. MiCA regulation :
- MiCA imposes a increased transparency
- for centralized platforms, but DEXs are more difficult to monitor. The authorities are starting to monitor wallets and transactions on the blockchain using analysis tools (like Chainalysis). General taxation
- :
- Capital gains on cryptocurrencies are taxed in most European countries, at varying rates (for example, 25% in Germany, 19% in Spain). Certain jurisdictions such as Portugal remain attractive with a
- reduced or no taxation
- on gains in cryptocurrencies for individuals. UNITED STATES The United States takes a strict approach to monitoring and taxing cryptocurrency transactions, including those made through a DEX.
IRS (Internal Revenue Service)
:
- Any transaction in cryptocurrencies is considered a taxable transaction
- . This includes crypto-to-crypto trades conducted on a DEX. Taxpayers mustreport each transaction
- in their tax return (Form 8949), even if no dollar withdrawal has been made. Tax rate :
- Short term : Gains made in less than one year are taxed as ordinary income (progressive rate ranging from 10% to 37%).
- Long term : Gains after one year of holding benefit from reduced rates (0%, 15%, or 20%, depending on income).
- Declaration obligation :
- Centralized platforms like Coinbase provide tax statements (Form 1099), but this is not the case for DEXs. Users must therefore track their transactions themselves
- via tools like CoinTracker or Koinly. Users who fail to report their winnings may face fines and criminal prosecution. Tips for staying compliant with crypto taxes
- Use tax tracking tools
:
- Software like Koinly
- , CoinTrackerOr CryptoTaxCalculator help you track and report your transactions, even on DEXs. Keep proof of all your transactions :
- Keep detailed records of purchases, sales, and transfers. This includes transactions made through a personal wallet
- . Consult a tax advisor:
- If you are making significant gains or using complex tools like DEXs, a tax expert can guide you in minimizing your legal obligations. 4. Frequently asked questions about buying cryptocurrencies (FAQ)
- Whether you are a novice or an experienced user, the world of
cryptocurrencies
can raise many questions. This FAQ answers questions at a time basic for beginners and techniques for advanced users. 1. What is the minimum amount to buy cryptos? It is possible to buy a fraction of cryptocurrency, which makes investing accessible to everyone. For example, you do not need to purchase a
Whole Bitcoin
(which costs thousands of euros): you can buy a portion for €1 or €10 depending on the platform. On platforms like Coinbase
- Or Binance , it is often possible to buy from €10or less. Revolut allows very small purchases, sometimes from €1
- . 2. What is the best platform to buy cryptos in 2025?There is no single answer, as it depends on your needs. Here are some suggestions:
For beginners
:
- Coinbase , Revolut, Or eToroare ideal choices due to their simple interface. For reduced fees :
- Binance Or Crypto.com offer very competitive fees. For advanced traders :
- Kraken or decentralized platforms (DEX) like Uniswap are adapted thanks to their advanced functionalities. 3. Do I have to pay taxes on my cryptos in France? Yes, the
gains made on cryptocurrencies
are taxable in France. Here are the main tax guidelines: Capital gains are subject to Single Flat-rate Direct Debit (PFU)
- has 30% , unless your total annual transfers do not exceed €305. You must declare your transactions in your annual tax return, even if they were carried out via decentralized platforms.Trick
- : To simplify your declaration, use tools like
Koinly Or CryptoTaxCalculator . 4. Are cryptocurrencies secure?Cryptocurrencies are based on
blockchain
, a secure technology by nature. However, security also depends on user practices. Tips for protecting your assets:Use a secure wallet
: Opt for one
- cold wallet (like Ledger or Trezor) for maximum protection. Enable two-factor authentication (2FA) : This reduces the risk of your accounts being hacked on the platforms.
- Be wary of scams : Never share your private key and avoid projects that are too good to be true.
- 5. How does a crypto wallet work? A
crypto wallet
is a tool that allows you to store and manage your cryptocurrencies. There are two main types: Hot wallet :
- Connected to the Internet. Convenient for frequent transactions.
- Example: MetaMask, Trust Wallet.
- Cold wallet
- :
- Stored offline, therefore less exposed to cyberattacks. Ideal for long-term investors.
- Example: Ledger Nano X, Trezor.
- Each wallet uses a
- public key
(funds receipt address) and a private key (which unlocks the funds). Never share your private key! 6. How to avoid scams in the crypto sector? With the growth of cryptocurrencies, scams have become common. Here are some tips to avoid them:
Never respond to unsolicited messages
: Be wary of messages on WhatsApp, Telegram or social networks promising high returns.
- Check URLs : Make sure you are using the official website of the platform. For example, the correct Binance URL is
- https://www.binance.com . Look for reliable projects: Before investing in a new cryptocurrency or platform, do your research (whitepaper, team, history).
- 7. What happens if I lose access to my wallet? If you lose access to your wallet, you risk losing your cryptocurrencies permanently. To avoid this:
Write down your passwords and recovery phrases
(seed phrase) on a physical medium, such as a notebook.
- Multiply secure copies : Keep a copy in a safe place (e.g. safe).
- If you are using a hot wallet, check if a recovery service is available. 8. Are DEXs (decentralized platforms) legal?
- DEXs are legal in most countries, but they are often
less monitored
than centralized platforms. Here are the important points to note: France and EU : Transactions on DEXs must be reported like any other crypto transaction, even if they are anonymous.
- UNITED STATES : Any transaction carried out on a DEX is taxable. The IRS actively monitors public wallets to detect unreported gains.
- By using a DEX, you are responsible for your own security, as there is no middleman. 9. How to buy cryptos with Revolut?
- Revolut makes buying cryptocurrencies simple for beginners. Here are the steps:
Open the Revolut app
.
- Go to the sectionCrypto
- . Select the cryptocurrency you wish to purchase.Enter the amount in euros or dollars.
- Confirm the purchase.
- Revolut advantage
- : You can buy cryptos in just a few clicks without creating an additional account.
Inconvenience : You have no direct control over the cryptos (no private key). 10. What are the volatility risks of cryptocurrencies? THE
cryptocurrencies are very volatile
, which means their prices can fluctuate wildly in a short period of time. For example, in 2021, Bitcoin went from $60,000 to $30,000 in just a few months. To reduce risks:Only invest what you can afford to lose
.
- Diversify your investments: Don’t bet everything on one cryptocurrency.
- Use DCA (Dollar-Cost Averaging) : Invest fixed amounts regularly to smooth out fluctuations.
- Buy cryptocurrencies in 2025 safely The purchase of
cryptocurrencies
in 2025 is an exciting journey full of opportunities, but it requires a thoughtful approach and in-depth knowledge of the steps to follow. Whether you are a beginner or experienced investor, the key points to remember for buy cryptos safely are as follows: Understand the basics : Familiarize yourself with essential concepts such as blockchain, wallets, and the volatility of cryptocurrencies.
- Choose a reliable platform : Opt for recognized and regulated platforms like Binance, Coinbase, Kraken or even Revolut if you favor simplicity.
- Follow the essential steps : Create a secure account, make your first purchases, and transfer your assets to a personal wallet to better protect your funds.
- Secure your digital assets : Use a
- hot wallet for regular transactions or cold wallet for maximum security. Know your tax obligations : Declare your winnings in your country of residence to avoid any legal problems.
- Choosing the right platform, securing your assets and respecting tax rules are the fundamental elements for investing peacefully in cryptocurrencies. Never forget that prudence and risk management are your best allies in this volatile but exciting sector. You are now ready to take the plunge and explore the opportunities offered by the world of cryptocurrencies in 2025!
